Personal Insurance – Affordability

‘I can’t afford to pay for the right level of cover, it seems expensive?’

I often have clients ask me why Insurance is so expensive; my reply to most is that ‘the alternative will cost more and could financially burden you and your family’.

Say you and your partner, have 2 children under 8 years of age, both of you working to pay the mortgage and provide for your young family. Could you comprehend the change in lifestyle you would have to adjust to if reduced to one income whilst trying to get in front. Or as a single parent, the effect it would have on your children if you were no longer here to provide for them.

As a single person, the cost that may come to your family members if you were to become incapacitated at age 30. (knowing that the average life expectancy is now over 80)

After we look at the cover required we find that Personal Insurance can cost any where from 3-8 % of your annual income, this providing a financial safety net to you and your family. So the question is, not, how you can’t afford to have the right level of cover in place? more, how could you afford not to?

Obligation free, we can show you cover to suit your needs, also providing different solutions to fund the premiums, making Personal Insurance more cost effective. So don’t wait, contact us today for your piece of mind.

Already have cover in place? Contact us to have your cover reviewed, obligation free, ensuring that your correctly insured with the most competitive premiums and cost effective structure.